A source-backed, side-by-side look at how Apex Trader Funding and Lucid Trading treat drawdown, payouts, pricing, and the rules that actually decide whether you keep a funded account.
Best fit
Traders who want up to 20 Performance Accounts and a 100% approved payout split.
Think twice if
You need a long-lived account without payout-cycle constraints or you dislike strict consistency and compliance review.
Best fit
Traders who want one-time eval fees, fast activation, and clean 90/10 payout framing.
Think twice if
You need the highest payout cap on 150K accounts or dislike live-review discretion after sim payouts.
Every value below is pulled from each firm's official sources. Confirm live figures at checkout. New to the terms? See the key terms below.
| Rule | Apex Trader Funding | Lucid Trading |
|---|---|---|
| Account sizes | $25K, $50K, $100K, $150K | $25K, $50K, $100K, $150K |
| Evaluation pricing | One-time evaluation purchase with 30 calendar days of access; net price changes with sales and account type. | LucidPro $135/$185/$285/$370 on $25K/$50K/$100K/$150K. LucidFlex $100/$140/$225/$420. LucidDirect (straight-to-funded, no evaluation) $340/$520/$700/$840. Sourced from the homepage's live pricing widget config, not just help-article text. |
| Activation fee | $79 intraday PA activation or $99 EOD PA activation was captured in prior official-source pass; verify at checkout before quoting. | No activation fees to upgrade to funded account per LucidPro help page. |
| Profit targets | $1.5K, $3K, $6K, $9K on EOD evaluations. | $1.25K, $3K, $6K, $9K on LucidPro evaluation. LucidDirect is straight-to-funded with no evaluation profit target. |
| Drawdown | EOD path uses $1K/$2K/$3K/$4K EOD drawdown; intraday path has separate trailing rules. | $1K/$2K/$3K/$4.5K Max Loss Limit on LucidPro evaluation. LucidDirect: End-of-Day Max Loss Limit $1K/$2K/$3.5K/$5K on $25K/$50K/$100K/$150K, which locks at Initial Trail Balance + $100 once each account's highest closing balance exceeds the trail. |
| Daily loss limit | $500/$1K/$1.5K/$2K fixed DLL on EOD evaluations; hitting DLL pauses the day rather than failing the account. | LucidPro DLL is none on 25K, then $1.2K/$1.8K/$2.7K on larger sizes. LucidDirect DLL: none on $25K, then a fixed $1.2K/$2.1K/$3K on $50K/$100K/$150K until the account closes above its Initial Trail Balance, after which the Fixed DLL is replaced by a LucidScale DLL equal to 60% of the highest end-of-day account profit (rises with growth, never decreases). |
| Consistency rule | 50% payout consistency on current PA payout eligibility. Legacy accounts can differ. | LucidFlex payout page does not list a consistency rule; LucidPro payout path has separate consistency criteria. LucidDirect requires a 20% Consistency Percentage (largest single-day profit ÷ total account profit) to qualify for each payout; it resets after every approved payout and no longer applies once the account is promoted to live status. |
| Min trading days | EOD evaluation may pass in one day if the profit target is reached and rules are followed. | LucidPro says pass in one trading day. LucidFlex payouts require 5 profitable days. LucidDirect has no evaluation and no fixed payout window — a payout can be requested any day once the profit-goal and consistency criteria are met. |
| Payout | EOD PA documentation says approved payouts are 100% split. Intraday PA payout page lists at least 5 qualifying trading days, $500 minimum payout, and max 6 payouts per Performance Account. | LucidFlex: 90/10 split, request any day after criteria, funds within 2 business days, $500 minimum, 50% of profit up to $1K/$2K/$2.5K/$3K, up to 5 payouts before live review. LucidDirect: also 90/10 split, $500 minimum request, a per-cycle profit goal ($1.5K/$3K/$6K/$9K on $25K/$50K/$100K/$150K for the first payout, lower on payouts 2+) plus the 20% consistency check, payout caps of $1K/$2K/$2.5K/$3K on payouts 1-3 rising to $1K/$2.5K/$3K/$3.5K on payouts 4-5, funds deducted within minutes of approval and disbursed within 2 business days. |
| Coupon | SAVENOW (official code) | VAULT (official code) |
Drawdown. Apex Trader Funding: EOD path uses $1K/$2K/$3K/$4K EOD drawdown; intraday path has separate trailing rules. Lucid Trading: $1K/$2K/$3K/$4.5K Max Loss Limit on LucidPro evaluation. LucidDirect: End-of-Day Max Loss Limit $1K/$2K/$3.5K/$5K on $25K/$50K/$100K/$150K, which locks at Initial Trail Balance + $100 once each account's highest closing balance exceeds the trail.
Payouts. Apex Trader Funding: EOD PA documentation says approved payouts are 100% split. Intraday PA payout page lists at least 5 qualifying trading days, $500 minimum payout, and max 6 payouts per Performance Account. Lucid Trading: LucidFlex: 90/10 split, request any day after criteria, funds within 2 business days, $500 minimum, 50% of profit up to $1K/$2K/$2.5K/$3K, up to 5 payouts before live review. LucidDirect: also 90/10 split, $500 minimum request, a per-cycle profit goal ($1.5K/$3K/$6K/$9K on $25K/$50K/$100K/$150K for the first payout, lower on payouts 2+) plus the 20% consistency check, payout caps of $1K/$2K/$2.5K/$3K on payouts 1-3 rising to $1K/$2.5K/$3K/$3.5K on payouts 4-5, funds deducted within minutes of approval and disbursed within 2 business days.
Cost beyond the sticker. Apex Trader Funding runs a One-time evaluation access plus activation fee model — Discount cadence is high, and EOD versus intraday payout rules differ. Lucid Trading runs a One-time evaluation purchase model — LucidFlex payout caps and discretionary live-review transition affect expected value.
Apex Trader Funding: One-time evaluation purchase with 30 calendar days of access; net price changes with sales and account type. Activation: $79 intraday PA activation or $99 EOD PA activation was captured in prior official-source pass; verify at checkout before quoting. Lucid Trading: LucidPro $135/$185/$285/$370 on $25K/$50K/$100K/$150K. LucidFlex $100/$140/$225/$420. LucidDirect (straight-to-funded, no evaluation) $340/$520/$700/$840. Sourced from the homepage's live pricing widget config, not just help-article text. Activation: No activation fees to upgrade to funded account per LucidPro help page. Net cost depends on current sales and activation fees, so confirm the final total at checkout.
Apex Trader Funding: EOD path uses $1K/$2K/$3K/$4K EOD drawdown; intraday path has separate trailing rules. Lucid Trading: $1K/$2K/$3K/$4.5K Max Loss Limit on LucidPro evaluation. LucidDirect: End-of-Day Max Loss Limit $1K/$2K/$3.5K/$5K on $25K/$50K/$100K/$150K, which locks at Initial Trail Balance + $100 once each account's highest closing balance exceeds the trail.
Apex Trader Funding: $500/$1K/$1.5K/$2K fixed DLL on EOD evaluations; hitting DLL pauses the day rather than failing the account. Lucid Trading: LucidPro DLL is none on 25K, then $1.2K/$1.8K/$2.7K on larger sizes. LucidDirect DLL: none on $25K, then a fixed $1.2K/$2.1K/$3K on $50K/$100K/$150K until the account closes above its Initial Trail Balance, after which the Fixed DLL is replaced by a LucidScale DLL equal to 60% of the highest end-of-day account profit (rises with growth, never decreases).
Apex Trader Funding: EOD PA documentation says approved payouts are 100% split. Intraday PA payout page lists at least 5 qualifying trading days, $500 minimum payout, and max 6 payouts per Performance Account. Lucid Trading: LucidFlex: 90/10 split, request any day after criteria, funds within 2 business days, $500 minimum, 50% of profit up to $1K/$2K/$2.5K/$3K, up to 5 payouts before live review. LucidDirect: also 90/10 split, $500 minimum request, a per-cycle profit goal ($1.5K/$3K/$6K/$9K on $25K/$50K/$100K/$150K for the first payout, lower on payouts 2+) plus the 20% consistency check, payout caps of $1K/$2K/$2.5K/$3K on payouts 1-3 rising to $1K/$2.5K/$3K/$3.5K on payouts 4-5, funds deducted within minutes of approval and disbursed within 2 business days.
Apex Trader Funding: 50% payout consistency on current PA payout eligibility. Legacy accounts can differ. Lucid Trading: LucidFlex payout page does not list a consistency rule; LucidPro payout path has separate consistency criteria. LucidDirect requires a 20% Consistency Percentage (largest single-day profit ÷ total account profit) to qualify for each payout; it resets after every approved payout and no longer applies once the account is promoted to live status.
Official help, pricing, and payout pages used for this comparison.
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Comparison research, not investment advice. Funded-account rules, pricing, payout schedules, and coupons change without notice — figures here reflect the dataset last reviewed July 18, 2026. Always confirm current terms on the firm's official site before purchasing an evaluation.